Florida Insurance License Training
Florida Insurance Package
Florida Insurance Courses
40 Classroom Equivalent
Reciprocal License in 32 States
FLORIDA INSURANCE
LICENSE TRAINING
$139.95
$50.00
$50.00
$50.00
$50.00
$239.00
Florida Insurance License State Requirements
Our exam prep courses are offered as an additional aid to passing the state exam. These courses are offered on a non credit basis and do not fulfill any part of the pre-licensing requirement.
State of Florida licensing requirements (once you have completed the online course):
Life Including Variable Annuity and Health Insurance (Exam Required)
To qualify for a Life Including Variable Annuity and Health Insurance Agent's License, an applicant must complete each of the items below and/or meet the associated requirements, as well as sit for their state exam:
Complete an application for license with the Florida Department of Financial Services at http://www.myfloridacfo.com - Click on "Answer your licensing and renewal questions" under Agents and Adjusters. Click on "My Profile" under Links for Agents & Adjusters.
Requirements for Successful Processing of Your Application:
-Printer capabilities: You will need printer capabilities to print out materials required during the application process.
-Application Fees – Fees submitted to the Florida Department of Financial Services for your application are non-refundable. New license application fees are valid for 6 months. If you are not qualified for the license or pass the state examination within 6 months of the application date, you must re-apply with a new license application.
-Completion of your application – Your application is NOT complete until you select a method of payment. Once you log on to the system from the page link provided below, do not exit the system until you reach the page that advises that your application is complete.
Application for license may be made online at the following website: http://www.myfloridacfo.com
Florida Department of Financial Services
Bureau of Agent and Agency Licensing
Agent Application Licensing System
- Be a natural person at least 18 years of age.
- Be a bona fide resident of Florida.
- Take and pass the required life including variable annuity and health examinations.
- Not be an employee of the United States Department of Veterans Affairs or state service office, as referred to in Section 626.833, Florida Statutes.
- Not be a funeral director or direct disposer, or an employee or representative thereof, or have an office in or in connection with a funeral establishment.
NOTE: A funeral establishment may contract with a life insurance agent to sell a pre-need contract as defined in Chapter 497. Also, individuals who are funeral directors, direct disposers or employees of a funeral establishment which holds a certificate of authority pursuant to s. 497.405, may be licensed as life insurance agents to sell only policies of life insurance covering the expense of a prearrangement for funeral services or merchandise so as to provide funds at the time the services and merchandise are needed. The face amount of insurance covered by any such policy shall not exceed $12,500.
When applicable, provide a Letter of Clearance:
If licensed as a resident insurance representative (adjuster, agent, broker, etc.) in another state or province of Canada within the past 3 years, an original Letter of Clearance is required. A Letter of Clearance is an original certificate or letter of authorization from the licensing authority of the applicant's home state or province, stating that the applicant was formerly licensed to act as a resident agent, broker, adjuster, etc. (whichever the case may be). Such certificate or letter of authorization must be signed by the insurance commissioner, his deputy, or the appropriate licensing official and must reflect whether or not the former licensee has ever had any license or eligibility to hold any license declined, denied, suspended, revoked, placed on probation or administrative fine or penalty levied and, if such is the case, the reason for such action.
Mail your Letter of Clearance to:
Florida Department of Financial Services
Bureau of Licensing
200 E. Gaines Street
Tallahassee, FL 32399-0319
Be fingerprinted.
Electronic Fingerprint Locations
The Florida Department of Financial Services, effective July 1, 2008 revised the fee for Florida criminal history fingerprinting. The new fingerprinting fee is $58.25. Fingerprints are taken in all 67 counties. Specific locations, hours of operation and fees for fingerprinting are listed by county at: http://www.myfloridacfo.com/agents/Licensure/Agents-Adjusters/fing_county.htm
FINGERPRINTING REQUIREMENT
The Department will not delay or withhold approval of a license application due to the fact that it has not received a criminal history report based on an applicant's fingerprints. IMPORTANT: Upon receipt of a criminal history report from the FDLE/FBI, if an applicant or licensee has failed to divulge his/her complete law enforcement record on their application for license, such failure to divulge one’s complete criminal history record can result in their application being denied, or if already licensed as an insurance representative, can result in administrative action being taken by the Department.
NOTE: Criminal history checks are good for one (1) year. This means that if an applicant applies for an additional class of insurance license, he/she will NOT be required to file another fingerprint card unless specifically requested by the Department, or it has been over one (1) year since the Department received a set of the applicant's fingerprints for processing by the FDLE/FBI.
For nonresident agents: Only FBI-approved fingerprint cards are acceptable. An applicant's fingerprints must be taken by a certified law enforcement officer, or by an employee of a law enforcement agency whose duty it is to perform fingerprint services for the public. The signature of the person taking the prints must be written in the space entitled "Signature of Official Taking Fingerprints." All personal information requested at the top of the fingerprint card (date of birth, place of birth, weight, height, color of eyes and hair, etc.) is required. Incomplete fingerprint cards will be returned which will delay the processing of an applicant's license application. Do NOT fold the fingerprint card.
- Unless the applicant is a CLU*, within four years prior to filing the application for license, satisfy the educational or experience requirements by:
- Successfully completing 40 hours of approved insurance course work for life and health agents; or
- Successfully completing a correspondence course approved by the Department; or
- Completing at least 3 semester hours of credit in life including variable annuity insurance and health courses from an accredited college or university; or
- Having held an active life or life and health insurance agent's license for one year in another state if the other state grants reciprocal treatment to licensees formerly licensed in Florida.
CLU DESIGNATION
Life including Variable Annuity and/or Health Applicants: Applicants who hold the CLU designation and have been engaged in the insurance business within the 4-year period prior to filing their application for license with the Department, are not required to meet the prelicensing educational requirement or sit for the life including variable annuity and/or health examinations. An original letter from the American College of Life Underwriters certifying an applicant's designation status is required. In such cases, include a $5 license fee in lieu of remitting the $56 exam fee.
Additional Information:
If you have been licensed by another state: Contact the Florida Department of Financial Services to determine if the state where you were formally licensed reciprocates with Florida. Click here for additional information.
A variable annuity license is issued only when combined with a life or a life and health license.
Applicants qualifying for licensure as life including variable annuity and health insurance agent who hold the designation of CLU and have been engaged in the insurance business within the past 4 years, are not required to sit for the examination. An original letter from the American College of Life Underwriters certifying your designation status is required.
Individuals licensed for this class of license must meet Florida's continuing education requirements.
If you have questions regarding state licensure:
Florida Department of Financial Services
200 East Gaines Street
Tallahassee, FL 32399-0319
(850) 413-3137
License Category:
Insurance - Life & Health
Package Content:
ExamFX Life and Health Prelicensing Course & Test Preparation
This preparation package titled "ExamFX" is an all-inclusive course and exam preparation package is designed to give you everything you need to prepare for and pass the rigorous State Licensing Exam. It starts with a comprehensive curriculum designed to help you learn both the national and state specific curriculum in an online format specially designed with the most effective e-learning techniques. It combines the benefits of our streamlined, state-specific study guide with the flexibility and convenience of e-learning. Exam FX is adaptable to your learning speed and style. It refreshes the material to the keep you on track to pass the exam. ExamFX brings the material to life with audio introductions, multimedia presentations, an interactive glossary and much more.
This coursework includes an online practice testing program that simulates every aspect of the state exam. Performance feedback reporting is also provided to track your progress and avoid any surprises at your state testing center.
Product Features:
o Examples that help illustrate the most important concepts.
o EduScroll™ text reader that allows you to navigate the way you find most intuitive.
o In-chapter questions to test your understanding of concepts as you learn.
o Chapter exams that help you know when it's time to move on to the next subject.
o Realistic exam simulations that ensure you're ready for every aspect of your upcoming exam.
Course Access:
The course will be accessible 24/7 with around the clock technical support available.
Subject Matter Expert:
ABLE Incorporated is the developer, publisher and online fulfillment provider of these insurance pre-licensing study materials. ABLE Incorporated has been providing state-of-the-art pre-licensing resources for the financial services industry for almost a decade, serving over one million customers.
Reciprocal License in 32 States
APPROVAL NUMBER 8675
APPROVED HOURS 40 Hours
This comprehensive course will prepare you for the final exam that will certify you as a knowledgeable, professional insurance adjuster, not only in Texas, but in the multiple states that offer reciprocity, as long as you also satisfy any unique state-based requirements.
TOPICS COVERED (% of Final Exam on the topic indicated at right)
- Standard Fire Policy 3%
- Auto Liability & Texas PAP 3%
- Personal Lines Coverage with ISO & TX Forms HO-A, HO-B, and HO-C 10%
- Commercial Lines Coverage 10%
- Inland Marine 2%
- Ocean Marine 2%
- Additional Coverages, Exclusions, and Extensions 7%
- Bonds 3%
- Insurance Terms and Related Concepts 40%
- Licensing Requirements (TX) 7%
- Marketing Practices (TX) 7%
- Adjuster Practices, Responsibilities, and Duties (TX) 3%
- Workers Compensation 3%
Final Exam: Successful candidates need to pass a rigorous 2 ? hour, 150 multiple choice final exam by a score of 70% or better. 70% of the questions are of the Application type where facts must be applied to a specific situation. The final exam must be monitored by a disinterested third party who must sign Affidavit verifying exam compliance.
Learning Objectives:
- Foundations and Interpretations of Legal Contracts
- Insurance Basics and Types of Insurers
- Adjusting Losses
- Claims
- Homeowners and Dwelling Policies
- Homeowners (HO) Forms
- Personal and Business (Commercial) Automobile Insurance
- Commercial Line Coverage
- Business Owners Policy (BOP)
- National Flood Insurance Program
- Ocean Marine Insurance
- Farm Insurance
- Inland Marine Insurance
- Other Policies
- Texas Insurance Regulations
NOTE: We are happy to have you visit our insurance license classes online training site. If you have any questions or would like quotes on bulk purchases, feel free to contact us at 877.230.9485. We have included a page on frequently asked questions for your convenience. If you need to check your state's requirements, we have that also. In addition, we have separate pages for our big sellers...Texas Insurance License , Insurance CE and New York Insurance License and CE. If you get lost while navigating our pages you can aways use our Sitemap. Our featured states include Florida insurance License, Kansas Insurance License, South Carolina Insurance License, Iowa Insurance License , Colorado Insurance License, North Carolina and Michigan. Check out our newest one - West Virginia insurance license.
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