TEXAS INSURANCE LICENSE and INSURANCE ADJUSTER LICENSE FAQs
The Insurance Agent Pre-Licensing courses below are developed using the most up to date exam outline given by the Texas Department of Insurance and Thomson Prometric. No credit is given for the Agent L&H or P&C courses, as there is no requirement for pre-license study in the State of Texas.
The Texas Insurance Adjuster Property & Casualty Licensing Course & Exam listed below is approved by TDI for 360training/Online SchoolRoom provider # 2700, course approval number 45064EX400.
TEXAS INSURANCE LICENSE TRAINING - PACKAGES / COURSES
Texas Insurance Adjuster License
ALL LINES Insurance Adjuster Licensing Course
The TX Resident Adjuster license is considered the most valuable adjuster license in the country. Over 30 states recognize this license via reciprocity thus allowing an adjuster to enjoy a nearly nationwide scope of operation as long as any unique state regulations are also met. This broad license make an adjuster much more valuable.
The All Lines Resident Adjuster License is the broadest adjuster license available and allows the adjuster to work with the following types of losses:
• Residential – this is homeowners and fire policies and is primarily dwelling risks
• Commercial – business property, churches, schools, etc.
• Auto – both personal and business auto
• Farm and Ranch – animals, crops, buildings,
• Inland Marine – valuable objects, cargo, docks, piers, bridges, transmission lines
• Ocean Marine – vessels for transportation, hull insurance, yacht policies
• Workers Compensation – Covers the Texas WC certification
Benefits of using Online SchoolRoom/360training:
• Take the course and final exam online. No need to travel to TX and go to a testing center. 360training.com, Inc was one of the first providers to earn the Texas Department of Insurance certification to offer the adjuster license online.
• Live Instructor Help Desk provides valuable help, especially for our out of state students who need help with the TX fingerprint requirements, finding the correct application form, along with help on content questions.
• Certificate of completion available immediately after passing. Clear instructions provided on ordering your TX license.
• To maintain the Texas All Lines Adjuster license you will need to meet the 30 hour TX CE requirement every two years.
Curriculum mandated by the Texas Department of Insurance:
• Insurance terms and concepts
• Personal Lines Coverage's
• Commercial Lines
• Automobile Coverage's
• Inland Marine
• Ocean Marie
• Marketing Practices
• Standard Fire Policy
• Adjuster Bonds
• Additional Coverage's, Exclusions and Extensions
• Adjuster Practices
• Adjuster licensing requirements
• Workers Compensation
Final Exam:
• 150 question multiple choice exam. Passing grade of 70% required.
• 70 % of questions are application based & 30% memory
• Monitored 2 ½ hr exam. You select a disinterested 3ed party and test at your computer, not an exam site! Monitor affidavit is required.
Instructor Connect * Direct access to an in-house insurance expert and instructor to answer your questions about course content or the insurance licensing process. Our live instructor help desk is available to you from 8:30am to 4:30pm CST by phone and email (voicemail and email responded to within 24 business hours). Valid for 30 days from the date of enrollment.
Give yourself a winning edge. Put a Live Instructor at your side. This service gives phone and email access to our in-house insurance experts. You will receive an email with instructions on how to access the following services:
• Live Instructor Help Desk: Direct access to an in-house insurance expert and instructor to answer your questions about course content or the insurance licensing process- 8:30am to 4:30pm CST by phone and email.
• Licensing Exam Prep Assistance: Guidance on test taking strategies, examination procedures and supplemental materials to help you pass your exam.
• Licensing Exam Remediation: If you are unsuccessful in your first attempt at passing the state exam, send your test results to the instructor. Your results will be analyzed and a personalized remediation plan will be delivered to you (by email) to guide you on which areas to study up on and get back on track to pass your exam.
Instructor Bio:
Jack Frick, CIC, CISR, AIS, M. Div. Jack has over 30 years of insurance industry experience that includes being a claims adjuster, commercial lines underwriter, claims adjuster, sales manager, agency owner, field representative and Director of Training for a major insurance carrier. Jack holds over 12 years experience as an insurance pre-licensing instructor. During his tenure as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. Jack has been a co-author of numerous insurance text-books, frequent industry speaker, and served 9 years at the National Alliance for Insurance Education and Research, one of the nation's leading providers of advanced insurance designations.
COURSE DESCRIPTION
This course will prepare individuals for the Property & Casualty Insurance Adjuster exam which is administered at the end of this course. This course not only covers all foundational concepts related to property and casualty insurance adjusting, but the very important Texas-specific insurance laws and regulations provided by the Texas Department of Insurance in relation to property and casualty insurance adjusting.
TOPICS COVERED
- Auto Liability & Texas PAP
- Personal Lines Coverage with ISO & TX Forms HO-A, HO-B, and HO-C
- Commercial Lines Coverage
- Additional Coverages, Exclusions, and Extensions
- Insurance Terms and Related Concepts
- Licensing Requirements (TX)
- Adjuster Practices, Responsibilities, and Duties (TX)
LESSONS
Introduction
LESSON 1: Insurance Basics
LESSON 2: Adjusting Losses
LESSON 3: Homeowners & Dwelling Policies
LESSON 4: Personal & Business (Commercial) Automobile Insurance
LESSON 5: Commercial Lines Coverage
LESSON 6: Workers' Compensation
LESSON 7: Other Coverages
LESSON 8: Texas Statutes & Rules Common to Property & Casualty Insurance
LESSON 9: Adjuster Practices, Responsibilities & Duties
LESSON 10: Coverage for Homeowners, Automobile & Workers' Compensation
COURSE DESCRIPTION
This course surveys life, accident and health insurance principles and concepts common to all state producer licensing exams, giving students the relevant information they need to help pass the exam on the first try. This course is intended as a comprehensive introduction to health, accident and disability insurance. Topics include contract law, health insurance providers, health insurance policies, government programs, private insurance plans for seniors, underwriting and premiums, group health insurance and the uses of health insurance. The course features interactive learning aids that enhance the user's understanding of key concepts and improve retention. Hundreds of questions with rationales and a final exam are also included within the course.
This coursework is paired with The Exam Simulator, an online practice testing program that simulates every aspect of the state exam. Performance feedback reporting is also provided to track your progress and avoid any surprises at the state testing center.
Prospecting, Selling and Closing is an insurance-specific sales course by Kinder Interactive. Jack and Garry Kinder are icons in the insurance and financial services industry and now their flagship sales training course is available online. This course represents their years of proven and measurable results to the reps within the world's largest insurance and financial services organizations. This course is an on-line, interactive learning experience that builds confidence in the areas of Prospecting, Telephoning and Closing. It will provide sales reps with the confidence and competence "to get off to a fast start" and enhance the selling skills critical to success. The course includes strong motivational pieces plus selling strategies, techniques, tools and processes that can be easily applied.
National Core Online Practice Test includes:
- Over 300 updated national core material exam questions
- Comprehensive online testing system accessible anytime
- Randomized generation of topic quizzes and final exams
- Automated grading and feedback
- Unlimited attempts for all practice and final exams
Exam Simulator Testing Program includes:
- A consistent, easy to follow online format
- Customized quizzes and exams to target your specific needs
- "No surprises" formatting that matches every aspect of each state's exam - from graphics to question content
- Performance data collection and organization
- Powerful database tools you can use to track your results and keep records
Insurance Adjuster License
ExamSimulator Test Program
COURSE DESCRIPTION
This all-inclusive course and exam preparation package is designed to give you everything you need to prepare for and pass the rigorous State Licensing Exam. The course is intended as a comprehensive introduction to property and casualty insurance. Topics include industry regulation, underwriting, property insurance, personal lines, commercial lines, inland marine, commercial floaters and federal programs, crime insurance and bonds, and workers' compensation. The course features interactive learning aids that enhance the user's understanding of key concepts and improve retention. Hundreds of questions with rationales and a final exam are also included within the course.
This coursework is paired with The Exam Simulator, and online practice testing program that simulates every aspect of the state exam. Performance feedback reporting is also provided to track your progress and avoid any surprises at the state testing center.
Prospecting, Selling and Closing is an insurance-specific sales course by Kinder Interactive. Jack and Garry Kinder are icons in the insurance and financial services industry and now their flagship sales training course is available online. This course represents their years of proven and measurable results to the reps within the world's largest insurance and financial services organizations. This course is an on-line, interactive learning experience that builds confidence in the areas of Prospecting, Telephoning and Closing. It will provide sales reps with the confidence and competence "to get off to a fast start" and enhance the selling skills critical to success. The course includes strong motivational pieces plus selling strategies, techniques, tools and processes that can be easily applied.
National Core Online Practice Test includes:
- 300 updated national core material exam questions
- Comprehensive online testing system accessible anytime
- Randomized generation of topic quizzes and final exams
- Automated grading and feedback
- Unlimited attempts for all practice and final exams
Exam Simulator Testing Program includes:
- A consistent, easy to follow online format
- Customized quizzes and exams to target your specific needs.
- "No surprises" formatting that matches every aspect of each state's exam - from graphics to question content.
- Performance data collection and organization
- Powerful database tools you can use to track your results and keep records.
A. Online Prep Course features:
The Online Prep Course will allow you to learn and remember the critical insurance vocabulary, concepts and products that will be tested on your State Licensing Exam. You’ll find no fluff, no nice-to-know, no war stories…just the essential information that you will need to obtain your license. This crucial knowledge is presented in easy to read, user-friendly language that is devoid of legal complexities and legislative mumbo-jumbo. We’ve even taken care to clearly define the insurance terms before we use them.
The instructional content is reinforced with:
•Interim quizzes in the format of your state exam so that you may monitor your progress easily
•Key Points summary at the end of each chapter that reduces the critical information to less than a page
•An extensive glossary/index that allows you to effortlessly define or locate that important term you simply cannot remember
•A rigorous final exam designed to tell you if you are adequately prepared for the State Exam
•State Law material translated into plain English which simplifies the section of the test that causes 70% of the failures.
B. Resource Guide features:
The Property and Casualty Resource Guide mirrors the content, sequence and style of the Online Course. It fleshes out the subject matter, serves as a useful reference and provides a format that can be easily highlighted to organize and reduce the tedium of note taking.
The Resource Guide ships within 4 business days from date of purchase.
C. Instructor Connect:
This valuable resource provides access to a live instructor, for 30 days from date of purchase, who can tutor you on difficult concepts, answer any questions that you may have concerning the course content, work with you on overcoming test anxiety or simply clarify test procedures for your State Licensing Exam.
•Availability:
•Our live instructor is available to you from 8:30am to 4:30pm CST by phone and email (voicemail and email responded to within 24 business hours).
•Exam Remediation:
•If you should fall short on your first attempt to pass the State Exam, you are encouraged to send your results to your instructor. He will analyze your scores and develop a personalized review plan to organize your study and deliver it to you by email. You can then focus your efforts on the material that is most likely to produce a passing score on your next attempt.
•Lead Instructor Bio:
•Jack Frick, CIC, CISR, AIS, M. Div. has over 30 years of insurance industry experience that includes being a claims adjuster, commercial lines underwriter, claims adjuster, sales manager, agency owner, field representative and Director of Training for a major insurance carrier. Jack holds over 12 years experience as an insurance pre-licensing instructor. During his tenure as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. Jack has been a co-author of numerous insurance text-books, frequent industry speaker, and served 9 years at the National Alliance for Insurance Education and Research, one of the nation's leading providers of advanced insurance designations. Most importantly, Jack is a master at communicating even the most complex concepts that you might encounter on your State Exam with language and examples that are instantly understood by entry-level students.
SAMPLE DESCRIPTION:
Online Prep Course with outline
One objective in mind, a passing score on the State Insurance Licensing Exam. This state-of-the-art learning resource introduces you to the required information in a logical, progressive sequence. The Online Prep Course will allow you to learn and remember the critical insurance vocabulary, concepts and products that will be tested on your State Licensing Exam. You’ll find no fluff, no nice-to-know, no war stories…just the essential information that you will need to obtain your license. This crucial knowledge is presented in easy to read, user-friendly language that is devoid of legal complexities and legislative mumbo-jumbo. We’ve even taken care to clearly define the insurance terms before we use them.
The instructional content is reinforced with:
•Interim quizzes in the format of your state exam so that you may monitor your progress easily
•Key Points summary at the end of each chapter that reduces the critical information to less than a page
•An extensive glossary/index that allows you to effortlessly define or locate that important term you simply cannot remember
•A rigorous final exam designed to tell you if you are adequately prepared for the State Exam
•State Law material translated into plain English which simplifies the section of the test that causes 70% of the failures.
Online Course Outline:
Your state insurance regulators built an Exam Content Outline which dictates the information which we must include in the Online Course and Resource Guide. Parts I through III of the Course and Resource Guide make up the “national core” portion (useful in any state). Part IV is the State Law section of your course.
Part I: Property and Casualty Fundamentals
•Chapter 1 Building a Property and Casualty vocabulary
•Chapter 2 Contract Law
•Chapter 3 Basics of Property Insurance
•Chapter 4 Basics of Liability Insurance
Part II: Personal Lines
•Chapter 5 Homeowners and Dwelling policies
•Chapter 6 Personal Auto Policy
•Chapter 7 Watercraft and Flood policies
Part III: Commercial Lines
•Chapter 8 The Commercial Package policy
•Chapter 9 Commercial Property
•Chapter 10 Commercial General Liability
•Chapter 11 Crime and Fidelity Bonds
•Chapter 12 Equipment Breakdown Coverage
•Chapter 13 Other Commercial Policies: Auto, Marine & Farm
•Chapter 14 Business owners Policy
•Chapter 15 Workers Compensation and Employers Liability
Part IV: State Insurance Laws
•Chapter 16 General State Insurance Law
•Chapter 17 State Personal Lines Law
•Chapter 18 State Commercial Lines Law